Elliott piles pressure on UK targets

first_img Show Comments ▼ Tags: NULL Share Monday 4 April 2011 12:12 am whatsapp Read This NextWATCH: Shohei Ohtani continues home run tear, Los Angeles Angels winSportsnautYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofChicken Bao: Delicious Recipes Worth CookingFamily ProofWhat to Know About ‘Loki’ Ahead of Disney+ Premier on June 9Family ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofBaked Sesame Salmon: Recipes Worth CookingFamily Proof’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofCheese Crostini: Delicious Recipes Worth CookingFamily Proof Elliott piles pressure on UK targets center_img whatsapp Activist hedge fund Elliott Advisors has stepped up its assault on two UK companies after garnering the support of extra shareholders.At National Express, where it has built up a 17 per cent stake and called for a shake-up of strategy, it is expected to receive the backing of the transport group’s largest shareholder, Spain’s Cosmen family. The Cosmen family, a major investor in National Express since 2005, holds a 20 per cent stake but has not publicly backed the board.Sources close to National Express told City A.M. the family “has been a long term supporter of the company” and it “remains to be seen” which side of the debate it will support.Meanwhile, at Alliance Trust, where Elliott recently bought a three per cent stake, stockbroker Brewin Dolphin is set to meet management tomorrow to persuade it to discuss its share price performance, which trades at a discount to the firm’s net asset value. Elliott has not yet demanded any changes at Alliance Trust, which manages £2.4bn of funds, but in February Laxey Partners, another activist fund with a 1.3 per cent stake, called for a control mechanism to reduce its gaping 17-20 per cent share price discount. Brewin Dolphin is said to be representing shareholders that own a combined four per cent of the firm’s stock, who all want the firm to shake up its strategy. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMoneyPailShe Was Famous, Now She Works In {State}MoneyPailSenior Living | Search AdsNew Senior Apartments Coming to Scottsdale (Take A Look at The Prices)Senior Living | Search AdsSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesDrivepedia20 Of The Most Underrated Vintage CarsDrivepediamoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen HeraldBetterBeDrones Capture Images No One Was Suppose to SeeBetterBe KCS-content last_img read more

ASA: Curbing the appeal

first_img Topics: Legal & compliance Marketing & affiliates Email Address Subscribe to the iGaming newsletter AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Tom Grant runs the rule over new ASA guidelines aimed at curbing what it sees as the irresponsible use of anmated characters, celebrities and influencers in gambling marketing Legal & compliance ASA: Curbing the appeal Tags: Online Gambling New, stricter guidelines have been issued by the ASA in an effort to stop what it sees as the irresponsible marketing of gambling products, writes Tom Grant. Coming into force from April, the changes will see animated characters, celebrities and some influencers banned from advertsWhen was the last time you heard an eight-year-old deliberating whether to attend a friend’s birthday by bemoaning the fact that “it’ll take ages to get there and, even when we do, there won’t be anywhere to park”?My experience of spending every weekend ferrying my kids from cinemas to football training to bowling alleys tells me that the answer is… never. One of the most striking differences between adulthood and childhood is the ability of most adults to apply reasoned thought and, indeed, a degree of cynicism to our choices in life.The research on this as it pertains to gambling is extensive and well established: children have not yet fully developed the cognitive skills to properly understand the chasmic divide between ‘luck’ and ‘skill’ or between ‘possibility’ and ‘probability’.The primary focus of the Advertising Standards Authority’s regulatory statement issued on 13 February is to ensure that gambling advertising protects children and young people. Given the current climate, that is hardly surprising. The ASA’s guidance note (the “Guidance”) will come into force on 1 April 2019 but gambling operators  should be taking steps now to ensure that they’re compliant.The basic principle of the existing CAP and BCAP Codes (the “Codes”) remains unchanged, namely that children’s exposure to gambling advertising must be limited and, where they are exposed to adverts directed at adults, those adverts are not likely to influence them detrimentally.What the Guidance does is to provide some additional flesh to the existing rules while providing operators with some key indicators as to the processes it should have in place to ensure that it is compliant. The following summarises seven deadly sins that the Guidance addresses: 1. Game titles – consistent with many recent ASA rulings, the Guidance underlines that operators are required to avoid using game titles incorporating specific characters familiar to children as well as more general themes and imagery directed at children. Presenting any characterisation in a way that is to be of likely appeal to under-18s will fall foul of the Guidance so operators should move swiftly to audit their game portfolio and assess all current and future titles against these criteria.2. Game tiles – the Guidance requires that the use of game tiles that often feature on home pages do not display titles that are of appeal to underage groups. Many content licence agreements require operators to prominently display the content provider’s games on their websites and so operators should ensure that they’re not placed in breach of those contractual obligations by virtue of these overriding compliance responsibilities. One way of achieving this may be to have a selection of image-compliant game tiles before players have registered or logged in which differ to those that may be accessible thereafter.3. Licensed characters – there has been a proliferation of rulings against operators in the last couple of years for the use of licensed characters in marketing communications which are of likely appeal to an audience, given the originating source of those characters. Clearly, the use of comic book characters and super heroes would certainly infringe the Codes but the same would apply to most animated characters and the Guidance provides useful examples.4. Social media – when using social media for gambling advertising, marketers must take steps to ensure that they’re confident of the audience composition. While this isn’t necessarily a foolproof exercise, there are tools available that can assist to prevent under-18s from being targeted. If nothing else, use of those tools would present a compelling defence where complaints are made as the ASA will assess the efforts that have been made to understand the audience and the steps taken to exclude underage groups.5. Influencers – selection of influencers on social media to promote products or brands isn’t an exact science either but marketers should carry out proper prior due diligence by assessing all available audience data in respect of any influencer under consideration. The rule of thumb here is that under-18s should not comprise more than 25% of the audience of any influencer. The secondary rule of thumb is that, if in doubt, then “marketers should exercise caution”.6. Sports people and celebrities – the requirement that sports people or celebrities who feature in marketing communications should not be (or should not appear to be) under 25 has not changed but the Guidance emphasises that individuals over 25 should not “have a significant profile among under-18s”. However, this introduces an element of subjectivity; for example, Cristiano Ronaldo (aged 34) is likely to have a higher profile with young persons than the self-styled “boring” James Milner (aged 33) but it is incumbent on marketers to assess the information available to it to make such judgments.7. Affiliates – the Guidance re-emphasises that gambling operators must ensure that its affiliates comply with the CAP Code but that responsibility ultimately rests with the operator. Hence operators should ensure that their affiliate terms are robust so that affiliates are contractually obliged to comply with the CAP Code and all relevant guidance.In terms of process, one of the themes that runs throughout the Guidance is the reasonable expectation that marketers should be able to demonstrate that they have acted diligently. In planning campaigns, marketers should take appropriate steps to understand their likely audience.This would include undertaking suitable research into the likely recipients of their ads and proper use of all available tools to exclude underage groups from the audience, particularly in relation to social media platforms. In the event that an advert is challenged, the ASA will expect marketers to provide “robust evidence that they have been diligent in forecasting the likely audience”.Gut instinct would not satisfy this requirement and marketers would be well advised to document every step taken in relation to each campaign in order to demonstrate the pre-emptive measures that were taken to comply with the Codes.Pre-campaign checklists that are properly populated for each campaign would certainly provide compelling evidence in mitigation where the ASA receives complaints.All of the points outlined above are nothing more than a ‘highlights reel’ and anyone who works within this sector should take the time to read the guidance and ensure that it really understands what is required. There is a tightrope to walk and the Guidance provides ample advice as to how to avoid falling off. Tom Grant is the founder of Grant Legal, a commercial law practice based in London, which predominantly advises on contractual matters within the gaming sector. Prior to setting up his own firm, Tom spent more than 12 years working for other law firms and in-house with gaming companies. 7th March 2019 | By Stephen Carter Regions: UK & Irelandlast_img read more

Major leagues throw weight behind Canadian betting push

first_img Subscribe to the iGaming newsletter Email Address 12th June 2020 | By contenteditor Legal & compliance AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Regions: Canadacenter_img Topics: Legal & compliance Sports betting A coalition of major North American sports leagues have publicly expressed their support for single-event sports betting in Canada. Major leagues throw weight behind Canadian betting push A coalition of major North American sports leagues have publicly expressed their support for single-event sports betting in Canada.In a joint statement published by the Canadian Gaming Association (CGA), the National Basketball Association (NBA); National Hockey League (NHL); Major League Soccer (MLS); Major League Baseball (MLB) and the Canadian Football League (CFL) hailed efforts to allow legal betting.“Sports betting gives fans another exciting way to engage with the sports they love,” the leagues said. “Because a legal and regulated sports betting market in Canada would be beneficial to sports and their fans, we urge prompt action to make this a reality.“Sports betting already happens illegally in Canada; creating a legal framework would shift consumers from illicit, unregulated markets to a legal and safe marketplace. Regulating single-game betting would allow for strong consumer protections as well as safeguards to further protect the integrity of sports.”Read the full story on iGB North America.last_img read more

The FTSE 100 has crashed below 6,600. Here’s what I’d do now

first_img Enter Your Email Address See all posts by Rupert Hargreaves I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. The FTSE 100 has plunged in value during the past few weeks. The severity of the decline has caught many investors off guard. Indeed, since 21 February, the UK’s leading blue-chip index has lost nearly 1,000 points. That works out as a 12% decline, at the time of writing.Investors have been dumping shares at the fastest pace since the financial crisis. And it doesn’t look as if this pullback is going to come to an end any time soon.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Heavy sellingInvestors and traders have been dumping the FTSE 100 on fears the COVID-19 outbreak could become a global pandemic. If it does, it’s impossible to tell, at this stage, what the impact will be on the worldwide economy.Airlines and travel companies are particularly exposed. Travel bans are already causing billions of pounds of losses at these businesses. If the crisis becomes really bad, there could be a wave of corporate bankruptcies. That could set off the kind of financial crisis that gripped the world 11 years ago.In this environment, it’s easy to panic and sell your investments. But panicking is never a sensible investment strategy. Instead, now could be the time to buy.Time to buyThere’s no denying that, in the worst-case scenario, the market could fall much further from current levels. However, it’s impossible to predict (at this stage) how bad the COVID-19 outbreak will become, and what impact it will have on the global economy.Furthermore, it’s going to be impossible for investors to pick the bottom for stocks. The market could make a comeback today, tomorrow, next week, or next month.As such, the best strategy for this environment is to keep calm and carry on investing. Buying high-quality companies at attractive prices is always going to be the best investment strategy, even in situations like the one we’re in now.While these companies might face short-term headwinds, they should continue to prosper over the long run.A lesson from historyLooking back at the performance of stocks after the financial crisis is a good way to see the power of long-term investing. Over the past decade, the FTSE 250 has returned 10% per annum. That suggests every £1,000 invested 10 years ago would be worth £2,700 today — even after recent declines.Before recent declines, the market had returned 12% per annum. That would have turned £1,000 into £3,300. Therefore, the best strategy for the current market could be to increase your exposure to stocks if you have the money on hand. If you invest with a long-term horizon, as the example above shows, the result should be favourable.The market might decline further in the near term, but the global economy always emerges stronger from an economic crisis. It’s highly likely this trend will continue for the next few decades at least.That’s why now could be the time to increase your position in the market. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Rupert Hargreaves | Sunday, 1st March, 2020 center_img Image source: Getty Images The FTSE 100 has crashed below 6,600. Here’s what I’d do now “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Rupert Hargreaves has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.last_img read more

El Fondo de Pensiones de la Iglesia proyecta importantes revisiones…

first_img An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector/Priest in Charge (PT) Lisbon, ME Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Missioner for Disaster Resilience Sacramento, CA Tags Program Budget & Finance AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Associate Rector Columbus, GA Priest-in-Charge Lebanon, OH Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Assistant/Associate Priest Scottsdale, AZ Bishop Diocesan Springfield, IL Director of Administration & Finance Atlanta, GA Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest El Fondo de Pensiones de la Iglesia proyecta importantes revisiones para mayor flexibilidad en una cambiante Iglesia Episcopal Los cambios, que deben comenzar el próximo año, también aspiran a preservar la sostenibilidad y el valor de los beneficios del Fondo Rector and Chaplain Eugene, OR Submit a Press Release Garth Howe, vicepresidente auxiliar del Grupo de Pensiones de la Iglesia en su oficina del Servicio de Administración de Cuentas de Beneficios Integrados, le explica al clero de la Diócesis de Pensilvania, el 24 de mayo en Filadelfia, los cambios que se proyectan para el Fondo de Pensiones de la Iglesia. Foto de Mary Frances Schjonberg/ENS.[Episcopal News Service] Los mayores cambios en el Fondo de Pensiones de la Iglesia en los últimos 60 años deben entrar en vigor el año próximo. Están concebidos para brindar un mejor servicio a una cambiante Iglesia Episcopal y a sus empleados clérigos y laicos en tanto sostienen el fondo y mantienen el valor de los beneficios de jubilación.Ese es el mensaje que los funcionarios del Grupo de Pensiones de la Iglesia (CPG, por su sigla en inglés) están llevando a cada diócesis para explicar el alcance y la profundidad de los cambios que se espera que entren en vigor el 1 de enero de 2018. (el fondo de pensiones es una de las cinco compañías que componen el CPG).Los planes están siendo revisados, según Mary Kate Wold, directora ejecutiva y presidente del Fondo de Pensiones, para “crear planes más modernos que aborden las realidades de una cambiante Iglesia Episcopal, al tiempo que garantizar que cada plan de pensión se mantiene económicamente sostenible”.  Esas realidades incluyen hacer provisión para clases de ministerio emergentes no tradicionales, así como para las cambiantes necesidades de ministerios interinos, sacerdotes bivocacionales, clérigos de jornada parcial y clérigos que experimentan interrupciones más prolongadas en el servicio.Además, Garth Howe, un vicepresidente auxiliar del CPG en su oficina del Servicio de Administración de Cuentas de Beneficios Integrados dijo el 24 de mayo, en  una de las dos reuniones de la Diócesis de Pensilvania, que los cambios proporcionarán mayor flexibilidad para los clérigos, promoverán la coherencia entre planes, simplificarán las comunicaciones respecto a los planes y mejorarán su administración mientras conservan el valor total de los beneficios.Dos aspectos importantes del plan del clero no cambiarán. Se mantendrá un plan de beneficios definidos y la contribución  obligatoria que paga el empleador del clérigo se mantendrá en el 18 por ciento. Sin embargo, se simplificará la fórmula para calcular el porcentaje y cambiará el plazo para pagar la contribución.“Sabíamos que teníamos que reaccionar y ajustarnos a la Iglesia cambiante”, dijo Howe, explicando que el personal del CPG pasó tres años y medio viajando por toda la Iglesia para escuchar las opiniones de más de 1.500 episcopales sobre cómo el fondo de pensiones debía reaccionar a  tal cambio. Algunos de los cambios sugeridos se incorporaron en las revisiones, dijo él. Alguna modificación de las revisiones aún pueden ocurrir, en tanto los miembros del personal del CPG escuchan las reacciones durante las sesiones diocesanas.Mientras el CPG escuchaba a la Iglesia y debatía posibles revisiones, la Convención General de 2015, mediante la Resolución A177, aprobó la iniciativa. En la  Resolución A181, también instruyó al CPG a estudiar la compensación y el costo de beneficios para los empleados clérigos y laicos de las diócesis de la IX Provincia, la Diócesis de Haití, la Iglesia Episcopal de Cuba y sus asociados del pacto. Los cánones de la Iglesia autorizan al fondo de pensiones a proporcionar beneficios por jubilación y discapacidad a los clérigos que tengan derecho. El fondo está celebrando su 100o. aniversario este año.Fuente: Informe anual del Grupo de Pensiones de la Iglesia. Gráfico: Mary Frances Schjonberg/ENS[INSIDE THE GRAPHIC]ParticipantesVarones: 4.011Mujeres: 2.467Total: 6.478Datos estadísticos:Edad promedio: 54,0Compensación promedio: $70.332Recién ordenados (2015): 342Año pasadoContribuciones recibidas: $100 millones Curate (Associate & Priest-in-Charge) Traverse City, MI Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector (FT or PT) Indian River, MI Rector Collierville, TN TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Featured Events Featured Jobs & Calls Assistant/Associate Rector Washington, DC Press Release Service Canon for Family Ministry Jackson, MS Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Cathedral Dean Boise, ID center_img Family Ministry Coordinator Baton Rouge, LA Submit a Job Listing Curate Diocese of Nebraska Rector Smithfield, NC Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Assistant/Associate Rector Morristown, NJ Rector Martinsville, VA Rector Shreveport, LA Rector Albany, NY Rector Pittsburgh, PA Youth Minister Lorton, VA Course Director Jerusalem, Israel This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Tampa, FL Rector Belleville, IL Beneficios anuales pagados: $370 millones________InversionesActivos totales: $11.500 millonesInversiones socialmente responsables: $900 millonesFundado1910: el obispo William Lawrence promueve la idea en la Convención General.1913: la Convención lo aprueba.1914: [queda] incorporado. Un comité recauda más de $8,5 millones1917: Se pagan los primeros beneficios. JubiladosQue reciben beneficios: 7.967Beneficio de pensión promedio: $30.420Edad promedio: 75,1Cónyuges sobrevivientesQue reciben beneficios: 2.681Beneficio de pensión promedio: $20.834Edad promedio: 79.3[CENTER]CLÉRIGOS ACTIVOSHISTORIACLÉRIGOS JUBILADOSRESUMENFONDO DE PENSIONESDE LA IGLESIATotal de ingresos por concepto depromesas originales, contribuciones e inversiones:$16.600 millones*Pago de beneficios a clérigos ydependientes: $5.700 millones** 1 de marzo de 2017-31 de marzo 2016Las revisiones representan una profunda inmersión en la intrincada mecánica de los planes de pensión. Muchos están interconectados. A continuación aparece un resumen de algunos de los cambios principales, seguidos por enlaces a información adicional y programas de presentaciones del CPG sobre las revisiones.Derecho a disfrutar de los planes de pensiones del cleroActualmente, la participación en el plan es obligatoria si un clérigo trabaja tres meses consecutivos o más y se le paga al menos $200 mensuales. La revisión hará la participación obligatoria independientemente del nivel de pago para clérigos ordenados que cumplan con los criterios de elegibilidad. También exigirá que un clérigo esté “regularmente empleado” por el mismo empleador de la Iglesia durante cinco meses consecutivos o más. El cambio, dice el CPG, proporcionará flexibilidad para el servicio  a corto plazo y le dará acceso al plan a los clérigos con más bajos salarios.Aquí se encuentra más información, incluida la definición de “regularmente empleado” .Compensación total evaluableLa compensación total evaluable, sobre la cual los empleadores pagan una contribución de un 18 por ciento, es actualmente la suma del salario efectivo, otra compensación monetaria (por ej. bonos, tiempo extra, matrícula escolar para dependientes pagada por el empleador, contribuciones del empleador a planes de ahorro para jubilación y otros ingresos gravables), reembolsos de impuestos de la Seguridad Social, prestaciones para el pago de servicios públicos, vivienda (dependiendo de cómo esté provista) y, en ciertos casos, indemnización por despido. El cálculo se simplificará para incluir la mayoría de los ítems que se reportan en el Formulario W-2 (o equivalente), así como cualquier prestación en metálico para vivienda y el valor de la vivienda que proporcione el empleador. El cambio  en el tratamiento de la vivienda le permitirá al clérigo cuya única compensación es el acceso a la vivienda facilitada por el empleador no sólo el acceso al Plan de Pensiones del Clero, sino también a los otros beneficios del fondo de pensiones. Ese cambio podría afectar los presupuestos de esas congregaciones que le ofrecen a su clero vivienda, pero no salario, porque en la actualidad no se les exige que paguen una contribución.Aquí se encuentra más información.Pago de contribucionesActualmente los empleadores puede escoger pagar contribuciones trimestral o mensualmente. El próximo año todas las contribuciones deberán pagarse mensualmente. En la actualidad, el fondo de pensiones impone intereses a las contribuciones que tienen más de dos años de retraso. La tasa de interés del año fiscal 2016 es de un 4,125 por ciento. A partir de 2019, a los empleadores se les cobrará interés sobre las contribuciones que tengan un retraso de tres meses o más. La tasa de interés anual concordará con el objetivo de inversión anual del CPG. Esa tasa es actualmente de un 7 por ciento.Aquí se encuentra más información.Servicio acreditadoEl servicio acreditado es un componente esencial del cálculo de beneficios de pensión de un clérigo y es importante también para determinar el derecho a recibir otros beneficios, tales como el seguro de vida del Fondo y el subsidio para el Plan de Salud Suplementario de Medicare (MSHP por su sigla en inglés). Actualmente, los clérigos reciben un mes completo de servicio acreditado por un mes de trabajo si ganan al menos 1/12º. De la Compensación Hipotética Mínima, que ahora es de $18.200 al año. Su empleador debe haber hecho los pagos de contribuciones a tiempo. Si esas contribuciones no se pagan íntegramente, la cantidad del servicio acreditado se prorratea.La revisión permitirá servicio acreditado para pensiones y beneficios de seguro de vida en cualquier nivel de compensación si las contribuciones están íntegramente pagadas para ese mes. No habrá ningún prorrateo. Los clérigos tendrán que alcanzar la Compensación Hipotética Mínima ($18.000 para 2018) para ganar servicio acreditado a fin de tener derecho al subsidio del Plan de Salud Suplementario de Medicare. Así también, los clérigos que tengan una interrupción en el servicio por cualquier razón pueden hacer pagos de contribuciones personales hasta por 24 meses, en lugar de los 12 meses de la actualidad.El CPG dice que estos y otros detalles de las revisiones del servicio acreditado permitirán a clérigos con bajos salarios y a clérigos con servicio interrumpido acumular un beneficio de pensión más significativo, así como conservar su elegibilidad para otros beneficios.Aquí se encuentra más información.Mayor Compensación PromedioUn cambio importante lo constituye la Mayor Compensación Promedio (HAC por su sigla en inglés), otra cifra importante en el cálculo que determina el monto del beneficio de jubilación de una persona.Actualmente, el HAC, como se le conoce, es el promedio del mayor salario devengado en siete de ocho períodos consecutivos de 12 meses durante los cuales la persona haya ganado “servicio acreditado”. Tal servicio se gana por tener derecho al plan de pensión y porque  su empleador haya pagado sus contribuciones. Algunas personas que quieren maximizar su pago de pensión mensual buscan responder a llamados de mayores salarios para incrementar su HAC. Sin embargo, el método de cálculo actual puede no proporcionarles flexibilidad a los que, por ejemplo, se sienten llamados a aceptar un empleo de menor salario porque la misión y el ministerio de ese empleo les resulta más atractivo.Conforme al nuevo plan, esos siete períodos de 12 meses de mayores ingresos no tendrán que ser consecutivos. La nueva fórmula se aplicará a participantes que ganen lo que se llame servicio acreditado después de que las revisiones entren en vigor. Si un clérigo ya ha establecido su HAC para el 31 de diciembre de 2017, y aun gana servicio acreditado después de las revisiones, los nuevos cómputos nunca disminuirían esa cifra.Aquí se encuentra más información.Los participantes del fondo de pensiones reciben un folleto que les ayuda a orientarse durante las presentaciones diocesanas  del Grupo de Pensiones de la Iglesia sobre las revisiones que advienen el próximo año. Foto de Mary Frances Schjonberg/ENS.Beneficios de jubilación además del cheque mensual de la pensiónSe mantendrá la estipulación actual sobre la jubilación anticipada para clérigos que cumplan 55 años y tengan 30 de servicio. La revisión cambia algunas otras estipulaciones sobre la jubilación anticipada y añade más opciones. Aquí se encuentra más información.Las revisiones simplifican los requisitos de elegibilidad para el beneficio de reasentamiento provisto para ayudar a los clérigos a mudarse cuando se jubilan, así como la manera de calcular el monto. Habrá un nuevo mínimo de $2.000 y un máximo de $20.000. Aquí se encuentra más información sobre los cambios concernientes a la elegibilidad.El beneficio de Navidad, o el llamado 13º. Cheque, se mantendrá y ya no estará sujeto al límite de los 40 años de servicio. Aquí se encuentra más información.La revisión incluye la estipulación del pago de una cantidad fija a cualquier clérigo cuyos beneficios de jubilación tenga al presente un valor igual o menor de $20.000 en el momento de la jubilación. Aquí se encuentra más información.Se están revisando las reglas del fondo respecto a trabajar mientras se está pensionado a fin de ofrecer mayor flexibilidad para colocarse a clérigos jubilados.. Aquí se encuentra más información.Fichas informativas y calendarios de presentaciónDetalles acerca de los cambios en los planes del clero, incluidos el plan internacional y los beneficios de jubilación, pueden encontrarse aquí a través de una serie de fichas informativas. Muchas de las fichas informativas individuales se relacionan con lo anterior.El calendario de las presentaciones diocesanas y los seminarios en la Red del CPG se encuentran aquí.Las fichas informativas que esbozan los cambios para los planes de beneficios definidos y contribuciones definidas de los empleados laicos, junto con el Plan de Ahorros para la Jubilación de la Iglesia Episcopal, se encuentran aquí. Los cambios en los planes de los laicos garantizarán una definición coherente de compensación y Mayor Compensación Promedio en todos los planes.– La Rda Mary Frances Schjonberg es redactora sénior y reportera de Episcopal News Service. Traducción de Vicente Echerri. Priest Associate or Director of Adult Ministries Greenville, SC Associate Priest for Pastoral Care New York, NY Rector Washington, DC Director of Music Morristown, NJ New Berrigan Book With Episcopal Roots Cascade Books Rector Bath, NC The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Submit an Event Listing Por Mary Frances SchjonbergPosted May 30, 2017 Rector Knoxville, TN Associate Rector for Family Ministries Anchorage, AK Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector Hopkinsville, KY last_img read more

ML House / Bernardes Jacobsen

first_img Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/571073/ml-house-bernardes-jacobsen Clipboard Photographs:  Leonardo FinottiInteriors:Marina LinharesLandscape:Isabela DupratLighting:LightworksSite Area:2790 m²Project Architects:Thiago Bernardes, Paulo Jacobsen e Bernardo JacobsenProject Team:Jaime Cunha Júnior, Christian Rojas, Daniel Vanucchi, Edgar Murata, Gabriel Bocchile e Ricardo LunaCity:Porto FelizCountry:BrazilMore SpecsLess SpecsSave this picture!© Leonardo FinottiRecommended ProductsDoorsLonghiDoor – HeadlineWoodBruagBalcony BalustradesEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAText description provided by the architects. This weekend house in São Paulo was designed for a couple with young children. The architectural style is very clear: organized in a square layout, the outer perimeter is enclosed by circular metal pillars that support the generous overhang and cover the balcony, and mark the inner courtyard of the same format that occupies the central position.Save this picture!© Leonardo FinottiThus, the house has two facades, one outside and one inside, as well as two circulation galleries, one of them is the balcony and the other, the gallery that surrounds the courtyard. The enclosures of the facades are wooden slats and camouflaged frames of the same material that allow a controlled existence of indoor / outdoor permeability.Save this picture!© Leonardo FinottiThe central courtyard  enhances the natural lighting and ventilation, providing views of the generous garden from all environments.Save this picture!© Leonardo FinottiVertical enclosures do not touch the roof, except in the living room, which helps to give lightness to the roof that rests on the metal pillars with a rhythmic spacing of 5 by 5 meters.Save this picture!© Leonardo FinottiThe residence separated from the ground and the main access is through a large pivot door that directs the circulation around the inner garden.Save this picture!Ground Floor PlanThe living area of the residence is located at the back, on the north facade, and can be fully integrated with the outdoor garden, where there is a pool, with the same dimensions as the central courtyard. The intimate area is on the east façade and to the west are the service areas. ML House / Bernardes JacobsenSave this projectSaveML House / Bernardes Jacobsen “COPY” ArchDaily CopyHouses•Porto Feliz, Brazil CopyAbout this officeBernardes + Jacobsen ArquiteturaOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesPorto FelizLeonardo FinottiBrazilPublished on November 25, 2014Cite: “ML House / Bernardes Jacobsen” [Casa ML / Bernardes Jacobsen] 25 Nov 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogFaucetshansgroheKitchen Mixers – Aquno Select M81Vinyl Walls3MVinyl Finishes in HealthPartners Regions HospitalPartitionsSkyfoldWhere to Increase Flexibility in SchoolsCoffee tablesBoConceptMadrid Coffee Table AD19SkylightsLAMILUXFlat Roof Exit Comfort DuoMetallicsTrimoMetal Panels for Roofs – Trimoterm SNVSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeStonesNeolithSintered Stone – Iron Moss – Iron CollectionCeramicsTerrealTerracotta Facade in Manchester HospitalWoodBlumer LehmannConsulting and Engineering in Wood ProjectsGlassBendheimLuminous Mirrored GlassWire MeshTwentinoxMetal Mesh – Golf Romeo 7More products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Save this picture!© Leonardo Finotti+ 12 Share 2010 Photographs Year:  Save this picture!© Leonardo FinottiProject gallerySee allShow lessPop-up Café / PYESelected ProjectsArtworks by Architects to be Auctioned for Maggie’s CentresArchitecture News Share Houses ML House / Bernardes Jacobsen Architects: Bernardes + Jacobsen Arquitetura Year Completion year of this architecture project Brazil “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/571073/ml-house-bernardes-jacobsen Clipboardlast_img read more

Nawtee but nice online fundraising

first_img  43 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Nawtee but nice online fundraising AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Howard Lake | 11 November 2005 | Newscenter_img Four friends have said knickers to online fundraising by setting up Nawtee Knickers to sell sensual lingerie online to raise funds for Cancer Research UK.All four friends had personal experiences of cancer, and decided that setting up a sensual lingerie business online would be an unusual way of raising funds and bringing cancer awareness to young people.One of the founders, Verbita Kournikova, said: “We wanted to do something different, we all decided lingerie would hit the spot, especially using the Internet as a sales tool, but we could never have imagined it would have proved so popular nor could we have imagined the difficulties we would face setting up the site.” Advertisement Tagged with: Digital Giving/Philanthropy Trading Choosing a name for the business posed problems given the tendency for spam filters to block out certain words. “Occasionally we found some blogs and bulletin boards had blocked the word ‘knickers’ making it hard to get our message across,” explained Richard Scorer, Technical Engineer. “But we soon got Internet companies on our side, helping and supporting our cause.”Most customers using the site are men buying for their partners. The company plans to expand its range after Christmas by adding a men’s section and a range of romantic gifts in time for Valentine’s Day.The company says that all profits on items sold will be paid to Cancer Research UK Trading Ltd, which gives its taxable profits to Cancer Research UK.In addition the company has also set up on online donations page using Justgiving.com to generate further income for Cancer Research UK.On 14 November the friends are launching an additional site to sell to the USA and Canada. It will raise funds for cancer research with the US.last_img read more

New version of IoF’s guidance on the acceptance and refusal of donations

first_img Howard Lake | 25 July 2013 | News The 16 page document has been developed with assistance from members of the Researchers in Fundraising group, some of whom encounter potential problems when researching a potential major donor.It has also been checked through by three firms of solicitors who specialise in charity law. Bates Wells & Braithwaite London LLP have verified that the references to legislation which need to be considered are accurate in respect of the law in England and Wales as at August 2012. Turcan Connell have verified references to legislation from a Scottish viewpoint, and Edwards and Co. Solicitors have verified references to legislation from a Northern Ireland viewpoint. Guidance for charity trusteesThe ./guidance has been produced for charity trustees who “must act reasonably and prudently in the interests of their charity in pursuing the charity’s purposes, as set out in its constitution”.Some charities refer to their policy as ‘donor due diligence’, ‘corporate engagement’ or ‘ethical’ policies. Content of ./guidanceThe document covers: AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Photo: Thumbs up, thumbs down – Vladimir Gjorgiev on Shutterstock.com Why having a policy is important A convicted paedophile left a legacy to three charities in their will. One of which was a charity working with children. A well-known, and highly regarded, English university received a controversial donation from a tobacco firm.The key is to have a general policy that gives independent ./guidance should a challenge like this be faced. Implementation – how to run the process and ensure its useIt is not meant to replace or act as a substitute for organisation’s policies on these issues, but should serve as useful ./guidance for such policies. Problems charities have faced with accepting donationsCharities can find themselves facing difficulties accepting donations. The ./guidance document gives three examples: When the News of the World newspaper closed in the wake of a phone hacking scandal, a number of charities were offered free advertising and a share of the profits from the final edition. Creating and developing policies/processes – considerations of issues to be included Processes – how to gather, use and store information The Institute of Fundraising has published an updated version of its ./guidance about the policies and processes involved in the acceptance and refusal of donations.The ‘Donation Acceptance and Refusal policies and processes’ document is available as a free PDF download and not just for Institute members. The ./guidance is designed to help charities in developing a donor acceptance policy and the processes necessary to implement it. Advertisement  25 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 New version of IoF’s guidance on the acceptance and refusal of donationslast_img read more

Lozano Smith and Gutierrez, Preciado & House, LLP Form Strategic Alliance

first_img First Heatwave Expected Next Week Make a comment Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Name (required)  Mail (required) (not be published)  Website  Subscribe Top of the News HerbeautyAmazing Sparks Of On-Screen Chemistry From The 90-sHerbeautyHerbeautyHerbeauty9 Of The Best Metabolism-Boosting Foods For Weight LossHerbeautyHerbeautyHerbeauty8 Easy Exotic Meals Anyone Can MakeHerbeautyHerbeautyHerbeauty6 Trends To Look Like A Bombshell And 6 To Forget AboutHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeautyYou’ll Want To Get Married Twice Or Even More Just To Put Them OnHerbeautyHerbeauty Community News More Cool Stuff Business News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimescenter_img Community News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Nohemi Gutierrez Ferguson and Lou Lozano. Photo by Lozano Smith, LLPLozano Smith, LLP and Gutierrez, Preciado & House, LLP (GPH) announced a strategic alliance confirming the two long-standing firms have become Of Counsel to each other. The relationship combines Lozano Smith’s extensive experience and reputation working with education and other public agencies with GPH’s deep employment and litigation expertise to offer unparalleled legal services and counsel to clients throughout the state.Lozano Smith is a full-service education and public agency law firm serving hundreds of California’s K-12 and community college districts, universities, and numerous cities, counties, and special districts for the past 25 years. The firm’s expertise includes, but is not limited to, personnel matters, labor relations, real property and construction matters, constitutional issues, special education, student discipline, school funding, charter schools, higher education, bond elections, governance, and litigation in all areas of representation. Lozano Smith has offices in eight California locations: Fresno, Los Angeles, Monterey, Redding, Sacramento, San Diego, Santa Rosa and Walnut Creek.“With our new affiliation, Lozano Smith and GPH together will bring clients greater accessibility to resources and expertise, coupled with our dedicated focus on labor-related services for public agencies,” said Nohemi Gutierrez Ferguson, Partner at GPH. “Our overarching goal is to be an all-inclusive partner to our clients in fulfilling their mission by providing high quality, timely and cost-effective legal services.”Based in Pasadena, Gutierrez, Preciado & House, LLP has devoted its practice to representing employers and public entities in Southern California since 1994. GPH emphasizes the defense of employment and municipal liability lawsuits, employment law training issues and investigation of personnel matters. The firm has defended over 500 cases under the federal and state anti-discrimination laws, including claims of discrimination, harassment and retaliation. GPH has also defended over 30 wage and hour lawsuits and provides daily advice to their clients on wage and hour rule compliance.“We at Lozano Smith believe that the culture of GPH is a strong match with our firm,” said Lou Lozano, Partner at Lozano Smith. “Practicing law at the highest level of quality and ethics, and centered on the best interests of our clients, is a core principle of our firms. Together we will continue to offer our clients the benefits of our core principles, as well as broader resources, which will produce the results and cost effectiveness our clients have come to expect from us.”More information about both firms is available at http://www.gphlawyers.com and http://www.lozanosmith.com. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Your email address will not be published. Required fields are marked * Business Newsmaker Lozano Smith and Gutierrez, Preciado & House, LLP Form Strategic Alliance Relationship expands presence in California and employment expertise within education and public agency law From STAFF REPORTS Published on Tuesday, January 15, 2013 | 3:11 pm 11 recommended0 commentsShareShareTweetSharePin it EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Testing the importance of precipitation loss mechanisms in the inner radiation belt

first_imgManmade control of the radiation belts for the protection of space-based infrastructure has been suggested on the basis of theoretical calculations. In this paper we put forward an experimental test of the relative importance of either whistler-induced electron precipitation (WEP) or manmade VLF transmitters as the most significant inner radiation belt loss mechanisms for 2 < L < 2.4. The experimental identification of seasonality in inner radiation belt electrons lifetimes would provide strong evidence for the relative significance of WEP- or manmade transmitter-driven losses depending on the relative phasing found.last_img