House in Kobe / FujiwaraMuro Architects

first_img House in Kobe / FujiwaraMuro Architects Photographs:  Shintaro Fujiwara Houses CopyHouses•Japan ArchDaily House in Kobe / FujiwaraMuro ArchitectsSave this projectSaveHouse in Kobe / FujiwaraMuro Architects Lead Architects: 2014 Area:  97 m² Year Completion year of this architecture project Year:  Shintaro Fujiwara, Yoshio Muro Japancenter_img Architects: FujiwaraMuro Architects Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/878398/house-in-kobe-fujiwaramuro-architects Clipboard “COPY” Projects “COPY” Photographs Save this picture!© Shintaro Fujiwara+ 18 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/878398/house-in-kobe-fujiwaramuro-architects Clipboard Save this picture!© Shintaro FujiwaraText description provided by the architects. The site for this project is located at the corner of building lots provided by cutting through a hilly topography. The ground level of this site is higher among other lots and next to the site on the north side of the building is a slope of a designated green area of the building lots.Save this picture!First Level PlanAccording to the site with irregular shape, the building is configured in a triangular form. From the inside of the building, exterior view is provided to the slope covered with greenery on the north side of the lot.Save this picture!© Shintaro FujiwaraA bedroom, a room for children, a lavatory, and a bathroom are allocated on the 1st floor, while a living room, a dining room, and a kitchen are gathered on the 2nd floor. Large windows of the dining room and the living room allow a clear view to the north side of the lot. The 3rd floor houses a guest room in a traditional Japanese style, which can be also used as a bedroom or a living room.Save this picture!© Shintaro FujiwaraThe kitchen has an open layout with L-shaped configuration, which allows this space to become the center of this house by enjoying cooking while seeing the scenery, or having a conversation with family members while cooking, or inviting friends and cooking together at the kitchen.Project gallerySee allShow lessMolecure Pharmacy / Waterfrom DesignSelected ProjectsMy Precious Plastics – 3D Jewellery Design CompetitionBuilt Projects & Masterplans Share CopyAbout this officeFujiwaraMuro ArchitectsOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesJapanPublished on August 29, 2017Cite: “House in Kobe / FujiwaraMuro Architects” 28 Aug 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogWoodTechnowoodPergola SystemsWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialCommunications2NIntercom – 2N® IP BaseSkylightsLAMILUXGlass Skylight FE Pyramid/HippedConcreteKrytonCrystalline Waterproofing – KIMWood Boards / HPL PanelsBruagWall Cladding – MDF Perforated PanelsStonesMikado QuartzQuartz Slab – ClassiqueFloorsFranken-SchotterFlooring Panels – Dietfurt LimestoneWindowspanoramah!®ah! CornerFittingsSaliceStorage Accessories – Excessories, Pull- outArmchairs / Couches / Futons / PoufsEmuSeating System – TamiMore products »Save想阅读文章的中文版本吗?“三角形”日式小屋 House in Kobe / FujiwaraMuro Architects是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Galegos House / Raulino Silva

first_imgArchDaily Galegos House / Raulino Silva Projects Portugal Architects: Raulino Silva Year Completion year of this architecture project 2019 Save this picture!© João Morgado+ 38Curated by Matheus Pereira Share Photographs:  João Morgado Lead Architect:Raulino SilvaCity:Galegos Santa MariaCountry:PortugalMore SpecsLess SpecsSave this picture!© João MorgadoRecommended ProductsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWoodLunawoodThermo Timber and Industrial ThermowoodDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcWindowsJansenWindows – Janisol PrimoText description provided by the architects. The single-family housing is located in Galegos de Santa Maria, Barcelos, a plot terrain with circa 4000 sqm. The building was implemented near of the corner of 1º Dezembro Street and Trás da Fonte Street, allowing the construction of another house on the remaining ground to the North.Save this picture!© João MorgadoSave this picture!PlanSave this picture!© João MorgadoThe program is distributed over four independent volumes that are interconnected by a central patio. All over the patio’s perimeter is created a corridor allowing the access and the relation between the different spaces of the house. The corridor and the patio are only separated by window frame and two walls built with granite stone of the existing ruin.Save this picture!© João MorgadoThe main entrance, on the North façade, arises between the garage volume and the living-room and kitchen volume. The garage, with a technical area and the service toilet, face North. The living-room volume extends to the outside through a wood deck flooring, facing West. The other two volumes face South and East, the first one is composed by three rooms, two bathrooms and a dressing area, and the second one have the laundry, the playing room and the office.Save this picture!© João MorgadoSave this picture!AxoSave this picture!© João MorgadoThe volume openings to the outside are protected with porch zones, allowing to extend the interior areas to the garden and to protect the window frame and the exterior shading elements of the winds, rain and solar rays.Save this picture!© João MorgadoThe access to the house, with dark grey concrete flooring, was created on the North side of the terrain to leave the best solar exposure for the garden, where sown grass and black shale gravel with small bushes predominate, safeguarding the white ETICS system used on the façades. On the east zone of the ground, a small annex was kept to create a porch area and a garden support zone (automatic irrigation system and water catchment system).Save this picture!© João MorgadoSimplicity was used in the design of the house and its organization of the spaces but also to building, using typical materials of Portuguese construction. Inside, the surfaces of walls and ceilings with plasterboard painted in matte white are in harmony with the white lacquered MDF elements (doors and cabinets), the white krion washbasins and the white x-tone of the kitchen countertop, allowing to evidence the riga nova wood flooring, with hydraulic underfloor heating system.Save this picture!© João MorgadoProject gallerySee allShow lessIC House / Ad-hoc mslSelected ProjectsPoint du Jour Apartments / Studio Vincent EschalierSelected Projects Share CopyAbout this officeRaulino SilvaOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesResidential ArchitectureOn FacebookPortugalPublished on February 12, 2020Cite: “Galegos House / Raulino Silva” [Casa Galegos / Raulino Silva] 12 Feb 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Galegos House / Raulino SilvaSave this projectSaveGalegos House / Raulino Silvacenter_img ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933519/galegos-house-raulino-silva Clipboard Year:  “COPY” Photographs Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933519/galegos-house-raulino-silva Clipboard “COPY” CopyHouses•Galegos Santa Maria, Portugallast_img read more

Spot The Person With Unemployment Insurance…

first_imginsurance4everyone’s policy production and insurer selection is administered by experienced insurance innovator Berkeley Alexander, part of one of the largest insurance intermediaries in the UK. www.insurance4everyone.co.uk is owned by UK agency The Wonderful Web Ltd. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement Trusted insurance brand insurance4everyone, renowned for their dedication to social responsibility, are launching a campaign to communicate the ongoing availability of unemployment insurance protection to over 1,000 UK job occupations. About insurance4everyone: Editor’s Note: Insurance4Everyone is represented by search engine optimisation agency, Top Position. Please direct all press queries to Tina Clough. Email: [email protected] or call: 01623 726 233. Managing Director for Berkeley Alexander, Ted York said: “We want to offer peace of mind at this difficult time. Safetynet still offers great cover for over 1,000 occupations. It can give financial relief for rental and mortgage costs in the event that you are made redundant by your employer, or if you are self employed or a company director concerned about liquidation or bankruptcy.” If you haven’t purchased an unemployment policy, now could be the time to consider it before prices rise and products are amended. If you have a mortgage and do not disqualify through occupation, then unemployment insurance might be for you. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Mr. York added: “We feel it is our social responsibility that sets us apart from our competitors. Here at insurance4everyone we care not only about building a brand that people can trust, but also about doing something everyday that will benefit the world.” James York, Marketing Director at insurance4everyone said: “With this rise in unemployment now inevitable, it is important that the public don’t wait too long to explore the unemployment insurance options available. Insurance shoppers might consider firstly whether they are eligible for cover and secondly, whether their employer has yet announced any redundancy plans.” With thousands of people urgently considering unemployment insurance protection and the current jobs market as it is, there are inevitably a number of occupations where it is now almost impossible to secure appropriate unemployment insurance. In spite of this, thousands of occupations are still insurable, and despite what some may think, it is not too late to get the protection you need. insurance4everyone have created Safetynet, an exhaustive unemployment insurance package that can cover either rental or mortgage costs for up to 24 months. As with all insurance and renewals purchased from insurance4everyone, a charity chosen by the customer will benefit from a donation made by the company. Spot The Person With Unemployment Insurance… Tagged with: Trading  24 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 30 January 2009 | Newslast_img read more

Specifics Outlined in Biden American Jobs Plan Bring Optimism, Doubt for…

first_img By Ashley Davenport – Apr 7, 2021 SHARE Specifics Outlined in Biden American Jobs Plan Bring Optimism, Doubt for Agricultural Infrastructure Audio Playerhttps://www.michiganagtoday.com/wp-content/uploads/2021/04/Specifics-Outlined-in-Biden-American-Jobs-Plan-Bring-Optimism-Doubts-for-Agricultural-Infrastructure.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Last week President Biden unveiled his American Jobs Plan, reminiscent to a modern day New Deal. Infrastructure, broadband, water systems, and other areas will see improvements over the next eight years. Of the administration’s $2 trillion American Jobs Plan, $621 billion is earmarked for transportation infrastructure.Mike Steenhoek, executive director of the Soy Transportation Coalition (STC), says looking at it through the transportation lens, there a many things that create optimism for rural America. One of those is upgrades to bridges.“Every farmer I know, they all rely on a series of rural roads and bridges to be the first link in the overall supply chain,” he says. “If you don’t have that system, the ultimate transaction never occurs—supply never meets up with demand. The fact that this American Jobs Plan does identify the need to improve 10,000 rural bridges throughout the country, that’s something encouraging to us.”The STC has long been advocating for a comprehensive infrastructure plan.“We also appreciate the fact that there is specific mention of some of the other modes of transportation that are very important to agriculture, and that includes the inland waterway system and our ports,” says Steenhoek. “$17 billion has been proposed within the American Jobs Plan to improve those modes of transportation.”More than half of the U.S.-produced soybeans are consumed outside the country. Steenhoek says having waterways specifically included is a benefit for soybean farmers to get their product to customers.“The inland waterways has been neglected by both Republicans and Democrats over the years, so the fact that this jobs plan does specifically mention that and commits some resources toward it, that’s something we appreciate as well,” he says.However, Steenhoek does have some doubts.“The big concern I have and others is the fact that there are a number of very significant spending categories within the American Jobs Plan that really don’t conform with most American’s definition of infrastructure,” he says. “Whenever you start adding significant and controversial spending categories to a proposal, the probability of passage goes down rather than up.”There’s also tax proposals integrated into the plan that Steenhoek believes could hinder passage through Congress. Steenhoek adds that this plan is not a done deal. He hopes the opportunities to improve the ag supply chain will be retained in what passes. Previous articleHAT Market Analysis for 4/7/21 with EFG Group’s Tom FritzNext articleCo-Alliance Cooperative Names Directors to Represent Membership Ashley Davenport Home Indiana Agriculture News Specifics Outlined in Biden American Jobs Plan Bring Optimism, Doubt for Agricultural… SHARE Facebook Twitter Facebook Twitterlast_img read more

Historical findings, plans for action announced at TCU’s first ‘Reconciliation Day’

first_imgLinkedin Linkedin Facebook printTCU will place signs addressing its history with slavery, racism and the confederacy on campus and plans to feature the history of students of color at the university more prominently during admission tours. These were just two of the several plans for action outlined at the first Reconciliation Day on Wednesday. The day was a culmination of the Race and Reconciliation Initiative’s (RRI) nearly yearlong academic effort to examine TCU’s history.The RRI committee released their findings and action plan at the event, which occurred behind the Founders Statue. The committee, composed of 30 members, has been active for the past nine months doing work to help reconcile TCU’s history with racism, slavery, and the Confederacy.Dr. Frederick Gooding Jr. speaks during the Race and Reconciliation event on Wednesday, April 21, 2021 behind the Founders Statue. (Esau Rodriguez Olvera/Staff Photographer)“We have an opportunity to use our history as a compass to guide us forward,” said Dr. Frederick Gooding Jr., chair of the Race and Reconciliation Initiative. “Reconciliation is not only for RRI. This truly must be everybody’s cause if we want to become the TCU that we want to be. Nobody can do everything, but everyone can do something.”The event was divided into an hour of contemplation and an hour of commemoration. The commemoration portion included the presentation of research findings, recommendations for how to proceed, and the announcement of changes to come in the years ahead.First-year survey reportA first-year survey report was released shortly before reconciliation day began and detailed what the committee found out about TCU’s history. The committee had separate task forces to develop recommendations for how the university should utilize the research. These task forces included slavery, confederacy, segregation, desegregation, voice, good neighbor and repair.Allene Jones registers for classes at TCU in 1962, graduating the next year, after entering the nursing program as a senior. (TCU Yearbook, 1963)The report stated that TCU’s founders did not own slaves, but their fathers did, which the university said exposed them to slavery and racism. The founders did fight for the Confederate Army in the Civil War, claiming that they fought against “invaders from the North.” The report also detailed evidence of the first Black students who had partial access to TCU. During World War 2, TCU provided background training for military officers, soldiers and pilots that included some Black members. The university did not fully integrate until 1964 when the first class of Black undergraduates enrolled. TCU was the second to last school in the Southwest Conference to integrate and all of the members of the first Black class left after just a year. Dr. James Cash broke the color barrier at TCU. (TCU Yearbook)First black athlete to be honored Reconciliation Day also included an announcement of a new statue. Athletic Director Jeremiah Donati announced that a statue of Dr. James Cash will be erected in front of Schollmaier Arena. Cash was the first Black student-athlete at TCU and the first Black basketball player in the Southwest Conference. “Dr. Cash was really one of our biggest and brightest stars here at TCU, and when we set out to acknowledge those former student-athletes and their efforts, we thought it would be fitting to erect a statue of him,” Donati said.Cash needed police escorts when he played some out-of-state games for the Horned Frogs, according to the RRI’s report. More action planned Reconciliation Day concluded with more plans for actions in the years ahead. In addition to new signage and a new statue on campus, the RRI committee outlined more actions they want to be taken. These include:Creating a unity cord for upcoming graduates to wearInstalling a history of desegregation exhibit in the Mary Couts Burnett LibraryRedesigning the Heritage Center in the Brown Lupton University Union to reflect TCU’s history with BIPOC students in the campus communityInstalling signage next to the Founder’s Statue signaling commencement of RRI Outgoing Student Body President Paige Shiring worked with Gooding to develop the unity cord for 2021 graduates. “The unity cord initiative, an idea introduced by Dr. G., is a single graduation cord worn by the class of 2021 that serves as a physical reminder of all we have been through and that which is yet to come,” Shiring said. “It is my sincerest hope that this initiative will continue to bring further healing reconciliation and unification for the Horned Frog family.”The committee stressed that their work was not done, as this was just the first year of the initiative. “Broad, cultural change takes time and a willingness to walk in your truth,” Gooding said. All of the committee recommendations as well as the full historical findings can be found here. Previous articleTCU baseball finds their biggest fan just by saying helloNext articleOpen House Episode 15: Alexis Berry Kathryn Lewis RELATED ARTICLESMORE FROM AUTHOR TCU’s first ever RRI day was held Wednesday, April 21, 2021. (Heesoo Yang/Staff Photographer) Kathryn Lewis Twitter ReddIt Chancellor talks housing, financial aid in second town hall meeting of the weekcenter_img + posts Twitter Kathryn Lewishttps://www.tcu360.com/author/kathryn-lewis/ TCU places second in the National Student Advertising Competition, the highest in school history Facebook Welcome TCU Class of 2025 ReddIt World Oceans Day shines spotlight on marine plastic pollution last_img read more

Journalist harassed by police in Wariyapola

first_img Sri Lanka: RSF signs joint statement on attacks against human rights defenders, lawyers and journalists September 12, 2002 – Updated on January 20, 2016 Journalist harassed by police in Wariyapola Receive email alerts Follow the news on Sri Lanka July 29, 2020 Find out more Sri LankaAsia – Pacific News Sri Lanka: tamil reporter held on absurd terrorism charge News Reporters Without Borders (Reporters Sans Frontières) called today on the Sri Lankan government to swiftly investigate and punish those responsible for the harassment of a journalist who reported the alleged torture in custody of a woman by police officers in the north-western town of Wariyapola.”The new government has substantially improved the press freedom situation, with fewer physical attacks on journalists and the abolition of the law on criminal defamation,” said Reporters Without Borders secretary-general Robert Ménard in a letter to Interior Minister John Amaratunga. “But the impunity enjoyed by the police in the Wariyapola affair is a worrying step backwards.”The harassment of journalist, Nishanta Kumara, correspondent of the daily newspaper Ravaya, began on 10 July 2002 when three men, including a supporter of the ruling United National Party (UNP) called Sunil, attacked him in a bus.  They threatened him with a knife and one of them asked if he was “the human rights dog who’s trying to send my brother-in-law to prison.”One of the men was about to stab him when the bus driver saw what was happening and stopped the bus, allowing the journalist to escape.  Mr Kumara continues to fear for his life as he has been followed every day since 19 August by two men on an unmarked red motor-cycle.The journalist has filed two complaints (on 10 July and 5 September) with the inspector-general of police in Colombo, the police in Kurunegala and the Sri Lankan Human Rights Commission, but no investigations appear to have been started to date.Mr Kumara’s article reported the plight of a 39-year-old woman, Nandani Herat, who was allegedly tortured by police while she was being held for questioning at the police station in Wariyapola.Other journalists have been subjected to police intimidation while covering the trials of Ms Herat and of the police officers accused of torturing her.  A crew of the independent TV station Swarnawahini was barred from the courtroom in Wariyapola.  After going outside and filming from their vehicle, and the latter was searched by some of the 25 police officers in civil clothes present in front of the Courts. The journalists were threatened with arrest and were followed by a blue van when they left the scene.Lastly, Reporters Without Borders asked the Minister to ensure the safety and access of journalists to the next hearing of the case, scheduled on 13 September. Sri LankaAsia – Pacific center_img Help by sharing this information Sri Lanka: Journalist manhandled by notorious police inspector currently on trial to go further RSF_en News News January 13, 2021 Find out more Organisation July 15, 2020 Find out morelast_img read more

School bus service axed without warning

first_imgAdvertisement Limerick schools asked to show Racism the Red Card RELATED ARTICLESMORE FROM AUTHOR Facebook Print Linkedin TAGSschools Email Twitter NewsEducationSchool bus service axed without warningBy Editor – September 8, 2016 835 center_img Schools and colleges to close on Thursday and Friday Bishop says Limerick is not living up to its obligations to migrants Limerick school surprised with wild card for Junk Kouture finals Previous articleLocal businesses urged to support bereavement serviceNext articleFormer Limerick senator told to leave court with his sliotar Editor WhatsApp Bord na Móna encourages more schools to join Eco Rangers programme 142 Limerick schools benefit from minor works scheme A bus service used by a thousand Limerick students has been withdrawn without any prior warning.The Shannon Banks to Westbury service, which has been in operation for almost 40 years, was cancelled by Bus Éireann last week.Sign up for the weekly Limerick Post newsletter Sign Up On Monday morning last (August 29) school-bound passengers were informed by their driver that the service would be discontinued at the end of the week.Responding to requests from irate parents Fianna Fáil Councillor, Cathal Crowe, contacted the transport company but without success.“I did what I could and had many phone conversations with Bus Éireann’s Regional Management team throughout the week.”“They promised me that I would be provided with a letter explaining their decision on Tuesday but it wasn’t until Friday afternoon that I received an email from. By then it was too late to respond as the bus had already completed its last journey.”The email received by Cllr Crowe stated that to compensate for the cancelled service, improvements had been made to the 301 bus service which serves Raheen and the city centre.“A service will leave Westbury at 07.50hrs so passengers will have a scheduled service close to the existing 07.55 hrs time,” the email read.“Students traveling on this service to the Crescent Comprehensive School can alight at the Crescent Shopping Centre Stop which is a short walk from the school. Those attending schools off O’Connell Avenue can disembark at Mallow Street or alternatively board the 304 service that operates every 15 minutes from the City Centre to Raheen via O’Connell Avenue,” the email continued.In response Cllr Crowe alluded to a rumour circulating among “angry” parents that the service had been axed as it was not licensed by the Transport Infrastructure Ireland (TII).The Fianna Fáil councillor urged Bus Éireann to clarify this “as soon as possible” so that the service could be reinstated.last_img read more

4 Tips for Efficient Document Management

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / 4 Tips for Efficient Document Management The Best Markets For Residential Property Investors 2 days ago Collateral trailing document management—the movement, accountability, and storage of recorded security instruments, title policies, and the like—is a critical part of the mortgage post-closing equation, not to mention a required function for mortgage lenders. Late or missing trailing documents can result in investor fines, delayed payments for loan sales, or loan buybacks.Despite these risks, document management rarely gets the attention it deserves, and neglecting it for too long can lead to chaos. The complexity in dealing with such a cumbersome process is partly what led First American Mortgage Solutions to launch CleanFile Solutions™, with the goal to assist clients in achieving “total loan quality, regulatory compliance, and file perfection from day one,” according to company President, Kevin Wall.Take it from the post-closing professionals that prevention is better than looking for a cure. A small investment now can save time, money, and hassle later. Here’s what is needed to make your document management operations more efficient and effective:Don’t skimp on resources. If ensuring loan packages are complete before delivery is a priority for your business, so should the supporting efforts to make that happen. Post-closing is an area often tapped when extra hands are needed to manage volume fluctuations, but incomplete or inaccurate collateral files can pile up quickly. A dedicated staff should manage the tail end of the loan process continuously regardless of volume fluctuations.Equally necessary are foundational resources. Allocating technical support is important, since systems inevitably need upgrading every time investor requirements change. Another must-have is adequate workspace for receiving, imaging, auditing, and shipping of all those trailing documents.Resolve deficiencies before they become problems.Half the battle of document management is identifying gaps, which requires knowing what to look for and being resourceful to quickly fix defects. Companies should perform this gap inspection upon receipt of a loan package to allow enough time to work with settlement agents to cure, perfect, and complete collateral files prior to investor delivery. Attempting to resolve document deficiencies at the last minute, prior to pool certification, can cause added expense.Know what’s coming in and what’s going out.Monitoring the flow of trailing documents requires more than an Excel spreadsheet or a few fields in a loan origination system (LOS). A comprehensive, 360-degree view of the process can greatly aid in effectively monitoring the status of documents.Statistics are useful to management, such as the average number of days from funding to receipt, from funding to delivery, and the number of documents with defects. Invest in building a sophisticated database that automates the tracking of this information into a system of record as it flows through the process. If building a tracking system is not an option, research available applications from a technology provider.It pays to be picky when outsourcing.The trailing document process is strictly back-office, so outsourcing frees resources to focus on customer-facing operations and provides a competitive advantage by moving fixed costs to variable. When choosing a service provider, important considerations should include access to comprehensive and quality data, as well as trailing document proficiency and industry reputation. Ask probing questions to understand the source of the data, the depth of the organization’s title expertise, and what methods are used to obtain or replace missing policies quickly.Although a clear-cut process, managing trailing documents is deceptively high-maintenance and complex. When left unattended for too long, incomplete or inaccurate collateral files will become an overwhelming chore, but a little attention goes a long way to make the trailing docs process a smooth-running machine, thereby mitigating risk. 2017-08-28 Chris Brinkley 4 Tips for Efficient Document Management in Daily Dose, Featured, Headlines, Journal, News, Technology Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Ask the Economist: Eddie Seiler Next: Arch MI Announces Enhanced Integration with Mortgage Cadence LFC Subscribe Servicers Navigate the Post-Pandemic World 2 days agocenter_img August 28, 2017 1,564 Views Share Save Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Chris Brinkley Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Chris Brinkley, VP, Division Operations for First American Mortgage Solutions, is responsible for leading the company’s CleanFile Solutions suite of post-closing and servicing tools for curing, perfecting, and completing collateral files. Chris has 20 years of mortgage industry experience leading business operations, performance excellence, and global delivery platforms. Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articleslast_img read more

HUD Responds to Financial Services Committee’s Claims

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Ginnie Mae Attracting Investors Next: Regulators Issue New Guidance for Examiners Amid COVID-19 Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. The Department of Housing and Urban Development (HUD) responded to claims Thursday by the House Financial Services Committee that it excluded excluding Deferred Action for Childhood Arrivals (DACA) recipients from the Federal Housing Administration’s (FHA) mortgage insurance program.A HUD spokesperson told DS News that the FHA’s policy has not changed under the Trump Administration, the Obama Administration, or even the Bush Administration.”Any entity asserting that the Obama Administration deemed DACA recipients eligible for FHA loans or that the Trump Administration changed this policy is incorrect. FHA’s handbook was updated in 2015 by the Obama Administration and clearly states that ‘non-U.S. citizens without lawful residency in the U.S. are not eligible for FHA-insured mortgages.’ This policy has never changed,” the HUD spokesperson said.House Financial Services Committee Chairwoman Maxine Waters, along with Congressman Al Green, requested an investigation into HUD based on their claims.“It appears that HUD may have violated the [Administrative Procedure Act] in initiating a policy or practice requirements change that carries the force of law without notice and public input,” the lawmakers wrote in a letter. “The new policy prohibiting DACA recipients from receiving FHA loans limits opportunities for homeownership in communities throughout the United States and disenfranchises individuals who are residing in the United States legally. This runs counter not only to the APA, but to the mission of HUD.”The letter went on to say that the Committee reviewed internal HUD and FHA communications that raise concerns that HUD could have violated the Administrative Procedure Act (APA) by “failing to provide adequate notice of this policy change and meaningful opportunity to comment.”“The Committee is concerned that HUD officials may have made repeated false and misleading statements to Members of Congress throughout 2018 and 2019 regarding DACA recipients’ eligibility for FHA loans,” the letter wrote. “The APA was intended to preserve individual rights against the abuse of administrative power. By prohibiting DACA recipients from receiving FHA loans without public input, HUD has disenfranchised a vulnerable population residing in the United States legally.”The Financial Services Committee added that documents obtained by the Democracy Forward Foundation in 2019 states that from the creation of DACA in 2012 until 2018, the FHA regularly provided mortgage insurance mortgages made to DACA recipients.“Shortly after the White House attempted to rescind DACA in late 2017, questions arose within HUD and among mortgage lenders about whether DACA recipients remained eligible for FHA loans. By summer and fall of 2018, HUD determined that lenders should review loan applicants’ work permits for a code associated with DACA and deny FHA loans to applicants with a DACA-related code,” the letter wrote.The letter added: “Even after formal guidance on this new policy began circulating within HUD, the public remained unaware of the change and many lenders continued to offer FHA loans to DACA recipients through the summer and fall of 2018. HUD apparently continued to insure the loans in the meantime, though the agency subsequently made representations to lenders indicating their liability for defaulted FHA loans made to DACA recipients. HUD finally publicly stated its prohibition against issuing FHA loans to DACA recipients in June 2019.” FHA Financial Services Committee HUD 2020-06-24 Mike Albanese June 24, 2020 1,521 Views Tagged with: FHA Financial Services Committee HUD Subscribe About Author: Mike Albanese Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / HUD Responds to Financial Services Committee’s Claims Demand Propels Home Prices Upward 2 days agocenter_img The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago HUD Responds to Financial Services Committee’s Claims Servicers Navigate the Post-Pandemic World 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Government, News Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Related Articleslast_img read more

Troy professor masters manuscript project

first_img Dr. Harold Kaylor makes no bones about it.He has fallen deeply in love with a famous English queen.“I’m totally awed by Her Majesty’s mind,” Kaylor said. “Quite frankly, I’ve fallen in love with Elizabeth I. Totally infatuated. I have such a deep appreciation for her intellect that is so often ignored by those who write about her and those who have written about her.” Email the author Kaylor said Queen Elizabeth I was a highly intellectual individual.“She was perfectly fluent in her native English and in Latin, French, Italian and Greek,” Kaylor said. “She also spoke some Spanish and German. That is generally ignored in discussions of Her Majesty, so I wanted to look at her personal papers as opposed to published papers.“In examining her personal papers, I was able to get into the queen’s mind and develop an appreciation for what an intellectual she was. I wanted to do justice to the intellect of Her Majesty. She lived at the time of William Shakespeare and understood theater 100 percent from costuming and staging effects to the dramatic effects in her reign.”Queen Elizabeth I also had a private intellectual life that began when she was a child and tutored by Cambridge professors. Print Article Book Nook to reopen Latest Stories The Penny Hoarder Issues “Urgent” Alert: 6 Companies… You Might Like Mitchell launches 2010 campaign Alabama Sen. “Walking” Wendell Mitchell is getting ready to walk once again. At least that’s what Mitchell, D-Luverne, hopes to… read more Sponsored Content Kaylor, professor of English at Troy University, worked with Dr. Phil Phillips of Middle Tennessee State University on a project titled, “The Consolation of Queen Elizabeth I: The Queen’s Translation of Boethius’ ‘De Consolatione Philosophie.’” Together, they complied the translation of the famous philosophical work by the queen.Quan Mahn Ha, a Vietnamese graduate student at Troy University, wrote the introduction to the work, which was published this month by the Arizona Center for Medieval and Renaissance Studies and Arizona State University Press.“This project took 10 years and the Troy University Faculty Development Committee generously provided funding for me to study the actual manuscript at the Public Record Office in London,” Kaylor said. “The edition contains the queen’s translation and notes, both on the text and the manuscript. Mr. Quan’s introduction gives full background on the historical period in which Elizabeth I wrote and on the queen’s educational preparation prior to doing the translation.” Pike County Sheriff’s Office offering community child ID kits Published 7:43 pm Tuesday, July 28, 2009 Troy falls to No. 13 Clemson Skip Troy professor masters manuscript project By Jaine Treadwell By The Penny Hoarder “We discovered her public mind and her theatrical mind,” Kaylor said. “Her private mind was profoundly intellectual. She enjoyed going to Cambridge and listening to Latin debates. She read Latin fluently. It was incredible to read the queen’s private papers in her own handwriting. I could tell by the changing shade of ink when she got up and went somewhere. By dealing with the level of intimacy, one can see a person in a way that one cannot when reading only biographies.”Kaylor said perhaps future biographers will now take into account the intellectual depth of Queen Elizabeth I.“The Consolation of Queen Elizabeth I: The Queen’s Translation of Boethius’ ‘De Consolatione Philosophie’” will be in libraries throughout the world. Remember America’s heroes on Memorial Day Plans underway for historic Pike County celebration Around the WebMd: Do This Immediately if You Have Acid Reflux (Watch Now)Healthy LifestyleIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthTop 4 Methods to Get Fortnite SkinsTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more